Are you trying to use PayPal but getting an error message?
If that’s the case for you, don’t feel alone as many PayPal users experience similar difficulties when conducting transactions. Error message stating there’s something amiss with your payment method is being rejected by the system. In this article, we’ll look into possible reasons behind your card being declined and ways to fix the problem.
Some of the common factors behind card decline include:
- Insufficient Funds – One of the primary reasons payments get declined is due to insufficient funds in your account. Before making purchases, make sure there is enough balance in your account to cover them all.
- Incorrect Card Details – Double-check that your details, such as card number, expiry date and CVV code have been entered correctly.
- Expired Card – If your card has expired, no transactions will be possible until it has been replaced with a new one.
- Billing Address Mismatch – To avoid billing address mismatch, ensure your billing address matches that associated with your credit or debit card account.
- Security Measures – At times, PayPal may restrict certain types of transactions due to security measures if they suspect fraudulent activity.
Referring back to PayPal Smart Help: Why was my payment declined?
How to Fix “This Card Cannot Be Used for This Transaction” Error on PayPal
If you encounter “This Card Cannot Be Used for This Transaction” error messages on PayPal, here are a few steps you can take in order to remedy it:
- Make Sure You Have Enough in Your Account – Before making purchases, always double-check that there is enough in your account balance. If not, add funds from either bank or credit card as necessary.
- Check Your Card Details – Verify Whether the Details Are Correct – Double check that all card information such as number, expiry date and CVV code entered is correct before entering it into a payment gateway. If all is correct then try entering all this info again if needed
- Use an Alternate Payment Method – If your card is still being declined, try using another payment method such as another credit or debit card or PayPal balance.
- Reach Out to Your Bank – If none of the previous steps work, reach out to your bank immediately as there could be any underlying issues with either your account or card.
- Contact PayPal Support – If the problem remains unresolved, reach out to PayPal support for assistance. They can assist in diagnosing the issue and finding a resolution.
The “This card cannot be used for this transaction” error on PayPal can be both frustrating and disconcerting. Follow these steps to address this error on PayPal and successfully transact. Always double-check card details and account balance prior to any purchases to prevent this issue in future transactions.
Referring back to PayPal Smart Help: Why was my payment declined?