Does Costco Accept PayPal?

Does Costco Accept PayPal?

Costco is the go-to place for shopping enthusiasts of all stripes, offering groceries, electronics, clothing and furniture – everything they could ever need in one convenient store! One of the most frequently asked questions about Costco is whether or not PayPal payment options are accepted as one form of payment. This article will provide all the answers to your questions about whether Costco accepts PayPal.

What is PayPal?

PayPal is a secure online payment system that enables users to send and receive funds safely over the internet. Since 1998, PayPal has become one of the most well-known payment systems worldwide. PayPal allows users to link bank accounts, credit cards and debit cards directly into their PayPal accounts for use as transactions.

Does Costco Accept PayPal?

Unfortunately, Costco does not currently accept PayPal as a payment method either at their physical stores or website. They accept only Visa credit and debit cards, checks, cash payments, as well as Costco Shop Cards as forms of payment.

Costco does not accept PayPal as a payment option for several reasons. Costco is known for having longstanding partnerships with Visa and has secured exclusive deals with them. Due to high fees associated with PayPal’s platform, many retailers eschew using it as payment. Instead, Visa credit and debit cards are their preferred payment method. Secondly, many retailers shy away from accepting PayPal due to its high transaction costs; each time an order goes through PayPal they charge retailers an additional transaction fee for processing each purchase through their platform.

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Furthermore, some merchants have expressed concerns regarding security risks posed by accepting payments through third-party platforms like PayPal. PayPal has long been considered safe, but there is always the chance of fraud or unauthorized transactions occurring. Costco minimizes risks by only accepting payments through its own platform, such as PayPal.

But other payment methods exist if you don’t possess either Visa credit card or debit card – alternative payments methods that you can still utilize at Costco are discussed below. These include:

  • Cash: If paying with cash is what’s best for you, know that Costco only accepts bills under $100.
  • Check: A check can also be used as payment at Costco. Paying with check will require showing photo identification and your membership card; when paying by check you must present both to be accepted as well.
  • Costco Shop Card (gift card): If you do not possess either a Visa credit card or debit card, Costco Shop Cards can be purchased and used as payment at Costco stores.

Unfortunately PayPal cannot be used as payment option on Costco’s website either. Visa credit cards, Mastercard credit cards, Discover credit cards, and debit cards are accepted as payment forms online. Therefore, if you wish to shop on Costco’s website, one of these payment methods must be utilized.

Furthermore, while PayPal may be one of the more widely-accepted online payment systems worldwide, it is currently not accepted at Costco as an accepted form of payment. Costco does not support third-party payment platforms due to concerns over fees and security risks; however, alternative payment methods still include cash, checks and gift cards if you plan on shopping at Costco soon. Check the PayPal or Costco websites for details regarding each payment option available before shopping there!


  1. What Is PayPal?”
  2. Costco Payment Options.”
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