How to Activate your PayPal Credit Card

How to Activate your PayPal Credit Card

PayPal is a widely popular online payment platform offering various forms of services, including credit cards. Through PayPal Credit, customers can make purchases and spread out payments over time with low interest rates. Before using your PayPal credit card, however, it must first be activated. In this article, we’ll take you step-by-step through the process of activating your PayPal credit card so that you can start reaping its benefits.

What is Activation?

Before we delve deeper into activation processes for our PayPal cards, let’s first understand what activation means. Once you receive a PayPal credit card, it remains inactive until it has been activated. Activation involves linking it with your PayPal account and verifying that it belongs to you as the rightful owner. Once activated, your card can be used online and in stores accepting Mastercard to make purchases.

Here’s how you can activate your PayPal Credit Card:

  1. Log into Your PayPal Account: In order to activate your credit card with PayPal, an active PayPal account is essential. If you don’t already have one, visit and create one before proceeding further with this guide. Once logged in, select “Wallet” at the top of the page before continuing further with this guide.
  2. Select “PayPal Credit”: Under Credit, select “PayPal Credit.”
  3. Activate Your Card: On the next page, choose “Activate Your Card.”
  4. Enter Your Information: Complete all required fields such as your date of birth, last four digits of your Social Security Number (SSN), and expiration date of your credit card.
  5. Agree to the Terms and Conditions: Read and accept our terms and conditions by checking off on the box provided.
  6. Submit Payment Information / Pay Now: To submit payment you can either choose either PayPal or credit/debit cards. Submit: To submit, simply click “Activate Now” to activate and submit your information.
  7. Wait for Confirmation: Once your information has been submitted, wait for confirmation that your PayPal credit card has been activated.

Tips for Activating Your PayPal Credit Card

  • Verify Your Information: Double-check that any details provided when activating your PayPal credit card are accurate as any errors could lead to delays or rejection.
  • Ensure That Your PayPal Account is in Good Standing: Before activating it, check that there are no outstanding payments or disputes that could prevent its approval.
  • Contact Customer Support If You Experience Any Issues: If any difficulties arise during the activation process, don’t hesitate to reach out for help from PayPal’s customer support.

Benefits of Utilizing Your PayPal Credit Card

  1. Flexible Payments: PayPal Credit allows you to make purchases and pay them off over time with low-interest rates for more flexibility and to better manage your finances.
  2. Reward Program: With PayPal Extras Mastercard’s rewards program, every purchase made using it earns you points that can be redeemed for cashback, gift cards, merchandise or travel rewards.
  3. Secure Transactions: With PayPal’s Zero Liability policy, transactions made using their credit cards are protected against unintended transactions and fraudulent activity.


Activating your PayPal credit card is key to unlocking its benefits and enjoying flexible payment options, rewards programs and secure transactions. Just by following these simple steps, activating your card should take no time at all. Should any issues arise, don’t hesitate to reach out for help from PayPal’s customer support.

Sources: PayPal: “Activate Your Credit Card.”

See also  Introduction